Choosing the Right Fuel Card for Truckers: Mudflap, RTS, OTR, and Greenlane Compared
Fuel cards are essential tools for truckers, offering savings on fuel, simplifying fleet management, and providing additional services to make operations smoother. Among the popular options are Mudflap, RTS, OTR, and Greenlane. Each card brings unique advantages. Here’s an in-depth comparison to help you decide.
Mudflap Fuel Card
Fees:
Mudflap shines with no hidden fees, but a 1.9% charge applies for credit card payments.
Savings Per Gallon:
Users save an average of 59¢ per gallon, with potential savings up to 90¢ per gallon across 2,600+ participating truck stops.
Number of Stations:
Mudflap partners with over 2,600 locations nationwide, including major chains like Speedway, TA, and Casey’s.
Additional Services:
Mudflap offers robust fleet management tools, DEF discounts, IFTA-friendly reporting, and 24/7 support.
Popularity:
Highly recommended by 94% of users, Mudflap serves over 500,000 truckers from 167,000 companies.
Mudflap is a top pick for independent drivers and small fleets, offering substantial discounts and strong network coverage.
RTS Fuel Card
Fees:
RTS has no annual or transaction fees but requires a one-time $75 setup fee.
Savings Per Gallon:
Truckers save an average of 25¢ per gallon, with a maximum potential of 25¢ at 3,000 in-network locations.
Number of Stations:
Accepted at 3,000+ fuel stops, including Pilot Flying J and Speedway.
Additional Services:
RTS provides a mobile app for fuel price comparisons, lines of credit up to $3,200 per truck per week, and maintenance discounts at 200+ service centers.
Popularity:
A favorite among small businesses and independent truckers, with over 10,000 trucking companies relying on RTS.
RTS stands out for bundling factoring services and providing lines of credit, making it ideal for trucking companies managing cash flow.
OTR Fuel Card
Fees:
No transaction, monthly, or annual fees are attached to the OTR fuel card.
Savings Per Gallon:
OTR delivers savings averaging 50¢ per gallon, with discounts as high as $2.25 per gallon at 2,200+ in-network stops.
Number of Stations:
Accepted at over 8,000 stations, with 2,200+ in-network locations for the best discounts.
Additional Services:
The OTR app offers a fuel finder tool, multiple funding options, and same-day factoring services. Detailed reporting keeps fleet managers informed.
Popularity:
Praised for excellent customer service and significant savings, OTR is a strong choice for long-distance fleets.
With its expansive network and high savings potential, OTR is perfect for fleets covering extensive routes.
Greenlane Fuel Card
Fees:
Greenlane charges no transaction or application fees and requires no credit checks.
Savings Per Gallon:
Users enjoy an average discount of 39¢ per gallon, with savings reaching $1.30 at locations like Love’s.
Number of Stations:
Greenlane covers 900 Love’s, TA, and Petro locations, with additional coverage at Speedway, Sunoco, and RaceTrac.
Additional Services:
Features include a fuel finder tool, cardless transactions, and fraud prevention.
Popularity:
Greenlane is gaining traction for its user-friendly app, significant savings, and advanced security features.
Greenlane’s appeal lies in its ease of use and secure features, making it a viable option for modern trucking operations.
Making the Choice
When deciding on the best fuel card, consider your priorities:
- Maximum Savings: Mudflap and OTR offer the highest potential discounts.
- Broad Network: OTR boasts the largest network of stations, while Mudflap and RTS have comprehensive nationwide coverage.
- Additional Features: RTS excels in factoring services and credit options, while Greenlane impresses with advanced security and app-based transactions.
- Ease of Use: Mudflap and Greenlane are particularly user-friendly, with intuitive apps and streamlined processes.
Each card brings value to different trucking needs, making it easier to save money and operate efficiently. Evaluate your routes, fleet size, and management needs to find the card that drives your business forward.
