Tow Trucks Insurance

At Nelson Insurance Agency, we understand the risks and challenges faced by tow truck operators. Whether you’re towing for roadside assistance, operating an auto repair shop, or transporting salvaged vehicles, our policies are built to match your specific needs.

Tow truck insurance goes beyond standard coverage, offering protection for your trucks, your customers’ vehicles, and your overall business operations.

Who Needs Tow Truck Insurance?

If your business involves towing or transporting vehicles, specialized insurance is essential. Industries and businesses that typically need tow truck insurance include:

• Roadside service providers
• Auto club contractors
• Rotational towing services
• Auto body shops
• Auto repair and service stations
• Salvage and auction haulers

Having the right coverage means you can operate with confidence, knowing you’re prepared for the unexpected.

Key Coverage Options for Tow Truck Operators

We offer a range of insurance options tailored to tow truck operations, including:

• Garagekeepers Legal Liability Insurance
  Protects vehicles left in your care from risks like fire, theft, or vandalism while they’re on your property.
• On-Hook Towing Insurance
  Covers damage to vehicles you’re towing caused by accidents, fire, theft, or vandalism.
• Tow General Liability Insurance
  Protects your business from claims involving bodily injury, property damage, or personal injury not directly related to your covered vehicles.
• Liability Insurance
  Covers injuries or property damage caused by your tow truck.
• Medical Payments Insurance
  Covers medical bills for you or passengers in your vehicle if there’s an accident.
• Physical Damage Coverage
  Pays for damage to your tow truck from accidents or other incidents like theft or fire.
• Uninsured Motorist Insurance
  Protects you if you’re in an accident with someone who doesn’t have insurance or enough coverage.

What Impacts the Cost of Tow Truck Insurance?

The cost of tow truck insurance depends on several factors, including:

• Your location and the area you operate in
• The type of towing you provide
• The size and type of your vehicles
• The driving records of you and your employees

At Nelson Insurance Agency, we work to find policies that fit your budget and needs. Whether you’re a single operator or run a larger fleet, we’ll help you navigate your options.

Let’s Get Started

Protecting your tow truck business doesn’t have to be complicated. Reach out to Nelson Insurance Agency today to set up a consultation or start your quote online. We’re here to make sure you have the coverage you need to keep your business moving.