When it comes to insuring your trucking company, there are numerous factors to consider. While protecting your valuable rig and the cargo you transport is essential, it’s equally important to safeguard yourself and others on the road from property damage and injuries in the event of an accident. One crucial risk management tool we discuss with our clients is Truckers General Liability Insurance, which provides comprehensive coverage for a wide range of claims.
A General Liability Insurance policy offers protection against various claims, including but not limited to medical expenses, property damage, and bodily injury claims. By obtaining this coverage, you can secure the business you’ve worked hard to build and ensure that you are adequately protected when accidents happen. It’s always better to be over-protected than to find yourself underinsured in a time of need.
Many business owners wonder about the cost of General Liability Insurance. Fortunately, the cost of a general liability policy is relatively affordable compared to insuring a commercial truck. Claims for general liability are typically less frequent and often less severe, making it a cost-effective option for your trucking business. To determine the exact cost of coverage for your specific needs, we recommend reaching out to an agent in our office for a personalized quote. It only takes a few minutes to obtain a quote, allowing you to make an informed decision about the right coverage option for your trucking company.
To better understand the benefits of General Liability Insurance, let’s explore a few examples of potential claims that can be covered:
- A customer visits your office and trips on a tie-down strap left in the parking lot, resulting in injuries.
- One of your drivers loses their temper and causes bodily injury to another person while working for your company.
- While driving, you accidentally run over an area closed off from traffic, leading to the collapse of exposed pipes.
It’s important to note that all claims are subject to investigation, and the examples provided above are for illustrative purposes only. Additionally, not all companies are eligible for trucker’s general liability policies, as certain exclusions may apply to fleet companies, for instance.
As truck insurance specialists, we are well-equipped to help you determine the appropriate amount of coverage for your business. We have partnerships with many top-rated insurance companies in multiple states, including California, Nevada, Texas, Arizona, Oklahoma, Idaho, Oregon, Washington, Arkansas, Illinois, Colorado, Florida, and Utah. Rest assured that our team of licensed commercial truck insurance agents will review your coverage thoroughly and ensure you receive the best possible protection at the most competitive pricing.
Enjoy peace of mind on the road, knowing that our dedicated team is here to support you every step of the way. Whether it’s reviewing your coverage, assisting with claims, or helping you find the right policy, we are committed to providing exceptional service and ensuring you have the best coverage available for your trucking business. Contact us today to experience the difference of working with truck insurance specialists who truly understand your unique needs and challenges.
