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Commercial Truck Insurance: Simplifying the Way You Get Covered

Since 1989, Nelson Insurance Agency in Sioux Falls, SD has specialized in helping trucking businesses get the right commercial truck insurance coverage. Whether you’re a startup or a seasoned operator looking for better rates, we bring over three decades of experience and trusted carrier relationships to the table.

Coverage for Every Commercial Truck Type

Finding the right commercial trucking insurance starts with understanding what you need to protect. We insure a wide range of trucks and specialized vehicles, including:

  • Tractor-trailers and semi-trucks

  • Dump trucks and flatbeds

  • Tow trucks and cargo vans

  • Car haulers, garbage trucks, and ag transport

  • Refrigerated units and more

We customize each policy to fit your business, ensuring comprehensive protection from front bumper to back axle.

Tips for Getting the Best Rate on Trucking Insurance

Insurance premiums vary based on risk, but there are a few ways to ensure you get the lowest truck insurance rates possible.

✅ Maintain a Good Credit Score

A strong credit profile can lower your rates, as it signals to insurers that you’re less likely to file claims.

✅ Keep a Clean Driving History

Drivers with accident-free records are rewarded with better premiums. Safety on the road saves you money.

Easy Commercial Truck Insurance Quotes – We Do the Work

Shopping for insurance shouldn’t be a burden. Let our team compare commercial truck insurance quotes across multiple carriers and states. We’ll take the hassle off your hands by:

  • Reviewing your business operations

  • Matching you with top-rated insurance providers

  • Securing policies tailored to your trucking needs

We’re here to help you find the right commercial vehicle insurance without the legwork.

Why Nelson Insurance Is Your Trusted Truck Insurance Partner

We’re not just an agency—we’re your trucking insurance experts. Here’s why businesses across the Midwest choose us:

  • Over 30 years in the commercial insurance space

  • Specialists in fleet coverage, box trucks, dump trucks, and more

  • Licensed in multiple states to match your operating territory

  • Customer-first service to keep you moving forward

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