RTS – How Do They Compare in the Trucking Industry?
The trucking industry thrives on efficiency, speed, and cash flow — and when it comes to factoring services, fuel advances, and back-office support, RTS Financial is a frequent player in the conversation. But how does this provider stack up against others in the trucking finance world?
Let’s look at what they offer, who benefits most, and how they compete.
What Is RTS Financial and How Do Their Factoring Services Work?
This company specializes in invoice factoring for trucking businesses, delivering same-day funding, fuel discounts, and load tracking tools. They’re integrated with RTS Carrier Services, offering a comprehensive package for carriers needing both funding and operational support.
Key Features of RTS: Factoring, Fuel Cards, and Trucking Business Tools
| Feature | Benefit |
|---|---|
| Same-day invoice funding | Reliable and fast cash flow |
| Fuel card discounts | Up to $0.25/gallon savings at in-network stops |
| No long-term contracts | Flexibility for seasonal and growing fleets |
| Online portal access | View invoices, payment status, and reports |
| Back-office support tools | Dispatch and compliance software integrations |
RTS vs. Competitors: Comparing Factoring Companies for Trucking
| Service | RTS | Triumph | Apex Capital | OTR Solutions |
|---|---|---|---|---|
| Factoring Rates | 2–4% (volume-based) | Negotiable | Higher for small fleets | Competitive |
| Contract Length | Month-to-month | Usually 12 months | Often long-term | Month-to-month |
| Fuel Discount Access | Very strong | Via Comdata | Available | Highly competitive |
| Support Tools | Load board & portal | Advanced TMS | Basic | Excellent for fleets |
| Same-Day Pay | Yes | Yes | Yes | Yes |
| Small Fleet Support | Excellent | Good | Good | Excellent |
| Fuel Advances | Available | Available | Available | Available |
Who Should Use RTS for Trucking Financial Support?
This provider is a strong match for:
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Fleets of 1–50 trucks that need quick cash to keep moving
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Owner-operators who value fuel savings and simple setup
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New carriers seeking a no-hassle, contract-free factoring option
Questions to Ask Before Choosing a Trucking Factoring Provider
Always review terms and ask:
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Are there hidden fees like ACH costs or monthly minimums?
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Are fuel discounts limited to specific networks?
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Can I bundle TMS, IFTA, and compliance services?
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Is it truly month-to-month with no penalties?
Final Verdict: Is RTS a Good Factoring Option for Truckers?
Yes — this provider delivers fast funding, solid discounts, and flexible terms, making it a reliable partner for newer or growing trucking businesses. Still, be sure to compare providers like Apex or OTR Solutions to ensure you’re locking in the best deal for your operation.
