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Progressive’s SmartHaul Discount – Save Up to 30% on Trucking Insurance

In today’s competitive trucking market, every dollar counts—especially when it comes to commercial auto insurance. Progressive’s SmartHaul Discount offers a powerful way for owner-operators and fleets to save up to 30% on their insurance premiums while encouraging safer driving and smarter fleet management.
Whether you’re an independent driver, small fleet owner, or logistics manager, SmartHaul is a no-brainer way to cut costs and enhance safety.

What Is Progressive’s SmartHaul Discount?

In today’s competitive trucking market, every dollar counts—especially when it comes to commercial auto insurance. That’s why Progressive’s SmartHaul Discount offers a powerful way for owner-operators and fleets to save up to 30% while encouraging safer driving and smarter fleet operations.

Key Features:

  • ✔️ Up to 20% Instant Discount for safe driving data via your ELD
  • ✔️ Additional 10% Discount when you install Motive AI Dashcams
  • ✔️ Zero Setup Costs – Use your existing technology
  • ✔️ No Long-Term Commitment – Cancel anytime without penalties

How Progressive’s SmartHaul Discount Works – Step by Step

  1. Enroll in SmartHaul
    Sign up for free through Progressive’s SmartHaul portal or contact your agent.
  2. Connect Your ELD
    You’ll grant Progressive access to your ELD data (from providers like Motive, Samsara, KeepTruckin, etc.).
  3. Receive an Instant Discount
    Based on your ELD data (hours of service, hard braking, speeding, etc.), you’ll qualify for up to 20% off right away.
  4. Install Motive AI Dashcams (Optional for Extra 10%)
    To unlock the full 30% discount, simply install Motive’s AI-powered dashcams and submit the enrollment form to Progressive.

Why Choose Progressive’s SmartHaul Discount Over Traditional Telematics?

Motive’s AI Dashcams don’t just add discounts—they actively protect your fleet by detecting unsafe behavior before accidents happen.

📉 Proven Results: Fleets using Motive Dashcams report 57% fewer accidents
📷 Real-Time Visibility: AI alerts for tailgating, distracted driving, rolling stops, and more
🛠️ Fewer Claims = Lower Costs: Reduce downtime, repairs, and liability
“The AI camera tells us what’s really happening on the road—it helps us coach our drivers and avoid costly claims.” – Owner, Small Fleet Operator

Benefits Beyond the Discount

SmartHaul goes beyond simple premium savings. It’s a tool to run a smarter, more efficient trucking operation.

Here’s What Else You Get:

  • 🔍 Transparency – Understand exactly how your driving impacts your rate
  • 💼 Fleet Insights – Use data to improve training and reduce risk
  • 🛡️ Customized Pricing – Rates are based on real performance, not outdated assumptions
  • ⏱️ Fast Turnaround – Discounts applied quickly (dashcam discount typically applied within 1 business day)

Common Questions About SmartHaul

Q: Does SmartHaul work with all ELDs?
A: SmartHaul works with most FMCSA-compliant ELD providers. Contact your agent to confirm compatibility.
Q: What if my driving improves—can I get a better discount?
A: Yes! Progressive will continue to assess your data at renewal, and your savings can increase.
Q: Is the program hard to use?
A: Not at all—enrollment is simple, and there’s no tech to install if you’re already using an ELD.
Q: What if I remove the dashcams later?
A: You’ll lose the extra 10%, but your base SmartHaul discount may remain depending on ELD performance.

Real Savings, Real Safety, Real Easy

In today’s economy, every operational advantage matters. Progressive’s SmartHaul program is one of the simplest and most rewarding ways to save on trucking insurance—all while protecting your drivers, assets, and bottom line.
Whether you’re managing 2 trucks or 200, SmartHaul can deliver measurable value from day one.

Next Step

We are here to serve truckers through commercial trucking insurance, risk management, and industry support. Want to learn more or work with us? Request a quote or call.

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